Intel & Insights

Long-standing readers will be aware of my views on inflation - i.e. how the official data is a joke.  Back when inflation was running at 2%-odd, I suggested baking in 7%.  With the official rate now reaching that level I still don't believe it!   I'd say it's safe to...

THE COST OF FEES - it's Devastating In this article, we cover Leakage #2 - Investment Fees.  Plugging this hole is fairly easy and will have a HUGE beneficial impact for you and your family ... Don't keep paying away your wealth to others.  Fund your own retirement,...

Warren Buffett says "The stockmarket is a device for transferring wealth from the impatient to the patient".  It sounds strange but sell-offs enable positive returns.  Without the occasional sell-off, everyone would invest all their money at once, meaning no marginal...

2021 proved to be some year for investment performance.  We saw strong returns across most popular asset classes (see chart).  Very few people would have expected these types of returns, particularly following a reasonably strong 2020 … The risk warning to not rely on...

The thought of inflation usually evokes anxieties about interest rates, higher cost of living, becoming worse-off or just general uncertainty.  These are all valid concerns but in economics and investing, you can often find beneficiaries amongst all the uncertainty. ...

The post-Covid global recovery brings opportunities - and problems - as economies normalise.  The notable issues right now are shortages and inflation: prices of everyday items such as food, fuel, timber and energy have accelerated upwards.   This has reflected in...

September 2021.  This week, we began our latest Investment Academy with an initial  session around diversification of asset classes, compounding your returns and how to beat the inflation monster, amongst other things. During the Q&A session we had a lively...