Set-&-Forget Investing in ETFs & Options – for Lasting Growth & Income …

Passive Investments – My areas of focus in 2022


2021 proved to be some year for investment performance.  We saw strong returns across most popular asset classes (see chart).  Very few people would have expected these types of returns, particularly following a reasonably strong 2020 …
The risk warning to not rely on past performance to indicate future performance is as valid as ever.  Indeed, it might well be the case that we pause for breath in 2022.  But two factors remain supportive for investing into “risk assets”:

  • Rising inflation is eroding cash at the fastest rate for 10 years – read my latest article here which lists investments that are inflation beneficiaries
  • TINA.  wrote about this around a year ago and TINA continues to be a relevant reason to invest into “risk assets”

In this article, I’ve provided a quick snapshot for each asset class I’ll be focusing on in 2022.  Before diving in, ensure you:

  1. Stay Diversified
  2. Pound-Cost-Average your way in (PCA).  That way, you gain whether markets go up or down

** Your Capital is at Risk **    This is not investment advice – please don’t rely on it to make investment decisions


  • I can’t predict equity performance in 2022 but analysts expect company earnings to grow between 8-12% in 2022 (will be subject to revisions over the year)
  • TINA and Inflation are still reasons to seek equity exposure
  • Valuations are high (in some sectors) which could prompt volatility in 2022
  • In case of volatility PCA will be your friend and an opportunity to buy at better prices
  • My equity strategy will focus on quality-factor ETFs and sector diversification
  • Many attendees of my Investment Academy programme are successfully implementing PCA right now


  • I use Options to complement my long-term set-and-forget Equity investments
  • Options generate regular monthly cash income (my strategies earn approx 2-4% per month)
  • If we see higher volatility in 2022, that creates an opportunity for even higher income (higher volatility = higher option premiums)
  • A number of attendees in our Investment Academy have implemented their options strategy and already generating regular income from the strategies taught in the programme

UK Property

  • There is persistent real demand for housing. The supply/demand imbalance will continue so don’t expect any change to these dynamics
  • As long as interest rates stay reasonably low (this article analyses why i think rates will stay low), the overall picture remains supportive for residential and commercial property.

Secured Loans

  • Property fundamentals support the Secured Loans asset class
  • In 2021 investors have found it challenging to invest into quality Secured Loans in volume.  Quality deal-flow has been in shortage.
  • I remind investors to stay selective when looking at loans – there are good and bad opportunities out there.   As ever, you must do your own independent DD.  As John Corey always reminds us, platforms have no FCA-related requirement to conduct DD on the quality of loans.  That’s not to say platforms (online or offline) are to be avoided (although some should be).   Some offer very good opportunities but you need to be highly selective from one loan to the next.
  • Watch this space for new initiatives

Litigation Funding        

  • A new area i’m researching for 2022
  • An “uncorrelated” asset class.  Meaning it’s unaffected by any economic downturn, making it recession-proof
  • Typical returns are 20%+ pa (IRR) with insurance-backed downside protection – with a holding period of 5 years
  • Here’s the Wikipedia entry on it and another intro here
  • I am currently exploring ways for investors to invest in a diversified portfolio of numerous litigation cases.  Still early days but watch this space for more information and DD

To create a professional-grade diversified set-and-forget inflation-beating portfolio in a simple way, learn more about our popular Investment Academy Programme here




Stockmarket Investment Academy … Step-by-Step Training to Diversify your Wealth and Create Passive Compounding in the Markets (click image below for details …)

About Me

Manish Kataria is a Fund Manager. A CFA-qualified professional with 18 years’ experience in investment management and UK property. He has managed investment portfolios for JPMorgan and other blue chip investment houses. Asset classes managed include Equities, ETFs, Bonds, Funds and Options. Within property, he invests in and owns a range of assets including developments, HMOs, BTLs and serviced accommodation. InvestLikeAPro was set up so anyone can invest like a pro.

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