Intel & Insights
Options: Here’s what I get asked most
Short and direct answers to some of your questions Written by a human (me), not Ai.. There was lots of interest, and a few questions, around my note on Options from last week. Given the growing interest in Options as a source of income, here are 5 questions I get...
Why we love Options (with one exception)
5 Paths to Monthly Income & Downside Protection.. (and one catch to understand) Written by a human (me), not Ai Options are sometimes misunderstood, which comes from a lack of familiarity. This article will provide some clarity and bust a few myths...
What most investors are missing right now …
Here's why stocks keep climbing... And a legend just hit triple figures Written by a human (me), not Ai Our new Investment Accelerator started this week with a full house of investors - all looking to secure or strengthen their financial future. It was a good...
The Most Reliable Path to £1m
17,600 people already did this. Learn how ... + New Investment Accelerator now Open Written by a human (me), not Ai A quick market update before we get into the main topic .. 6 weeks into the middle-east conflict, our global Funds and ETFs have fully recovered. Now...
Not everything makes it into these articles …
Here's where I share more: via Video, Audio & Quick Insights ... Written by a human (me), not Ai A very quick market update to start. In a recent note, I observed the average market correction lasts 47 days with an average decline of 5.1%. 6 weeks into the...
Why Gold Didn’t Spike When Iran Was Bombed (And Why I Bought More)
When news broke of the bombing of Iran, a lot of investors were watching gold and waiting for it to shoot higher. That's what gold is supposed to do during a conflict, right? When fear spikes and uncertainty spreads, gold has always been the classic safe haven. So...
A Guaranteed Return with No Risk …
Written by a human (me), not Ai This is #3 of our series tackling the 3 silent killers of your wealth, the FITs: Fees. Inflation. Taxes. 💡 For more insights like this - straight to your inbox - leave your details in the box at top of this page ☝🏼 In this note...
The Silent Killer of Your Wealth
Written by a human (me), not Ai I previously wrote about how Fees erode your wealth to fund someone else's. 💡 For more insights like this - straight to your inbox - leave your details in the box at top of this page ☝🏼 In this note, I'll outline something even more...
How Volatility HELPS Investors
Three Global Crises That Should Have Crushed the Market — And Why They Didn't I've spent over 20 years in professional investment management, and I'm going to show you something that surprises almost everyone who hears it: the volatility that terrifies most investors...
Stop Leaking Your Wealth
Written by a human (me), not Ai A true wealth builder knows that growing a portfolio is half the job. Holding onto your wealth is just as important. We do that by stopping 3 common portfolio leaks, or FITs: Fees, Inflation, Taxes. Just like Pete stopped a £180k...
More Volatility Please
Middle East Tensions: How a good investor thinks about volatility (and benefits) .. Written by a human (me), not Ai Tensions in the Middle East might bring concern for some investors. Just like other headline-grabbers like Trump's Tariffs, or the Russia/Ukraine...
Using Ai for investing?
Avoiding expensive Ai mistakes ... Written by a human, not Ai (it didn't agree with the premise of the topic!). Ai has become increasingly popular, saving us time and effort. For some things, it's reliable. But relying on Ai to make investment decisions is risky....
They’re Looting Your Pension
They're Looting Your Pension: How Hidden Fees Could Cost You Hundreds of Thousands What if I told you that having your money managed for you — whether through a work pension, an IFA, or a wealth manager — could be costing you hundreds of thousands of pounds over your...
Crypto: Does it Belong in Your Portfolio?
February, 8, 2026 Bitcoin Sell-off: What it means for your Portfolio ... Written by a human (me), not Ai. At the time of writing, Bitcoin has declined around 40% from its October peak. A reminder that: Crypto should never be a core holding in a portfolio. 4...
Gold – What’s Happening?
February 1, 2026 Should We Be Buying Gold Here? Written by a human (me), not Ai. You will have seen the headlines with Gold making multiple new highs and breaking through the $5,000 level, before pulling back yesterday. I am frequently asked: “Should I buy gold at...
Trump Just Helped Income Investors – Here’s How …
January 25, 2026 When Volatility Pays us Income ... Written by a human (me), not Ai. In case you missed it, Trump threatened (or blackmailed) allies with tariffs over Greenland. Followed by disgraceful comments about NATO's role in Afghanistan. For two days,...
Our Investment Calls
January 20, 2026 See How Our Big Calls Have Performed ... Written by a human (me), not Ai. This week our new Investment Accelerator got underway with a full house of keen investors. Here's the first thing I revealed in Class 1 and it surprised a few of them ... It's...
Our Returns for 2025
December 14, 2025 Your Portfolio on Autopilot - with Evidence ... Written by a human (me), not Ai. The investment world is full of opinions and predictions. Making them is easy: just sound credible and hope to be right. Unfortunately, most predictions are...
A Dark Horse Investment for 2026 …
December 06, 2025 A Surprise Performer in 2026 ? ... + Investment Mastermind Video Written by a human (me), not Ai. Here’s a dark horse with the potential to surprise investors in 2026. Specific ideas like this are usually first discussed amongst our investment...
7 Proven Strategies to Protect Your Portfolio Gains
If your portfolio has made solid gains but you're worried about volatile positions—maybe crypto, risky stocks, or other speculative investments—I want to share the method I've been using professionally for more than two decades. These strategies are proven, tested,...
Crypto Crash: Is Your Portfolio Diversified Enough?
Novermber 23, 2025 How to create a well-balanced portfolio (that outperforms) ... Written by a human (me), not Ai. Crypto has crashed with Bitcoin having fallen 30% in just a few weeks. The wider Crypto space has plunged even more. Bitcoin's prior...
Bye from Warren: Buffett’s Final Letter
His 7 Most Important and Actionable Lessons ... Plus: My discussion on Property as an investment ... Written by a human (me), not Ai. When starting off my career as an investment manager, I would read Warren Buffett’s annual shareholder letters like a textbook. His...
Here’s Where I Keep My Gold …
Why it Matters For You ... Plus: Your Invitation to an Important Pension & IHT Webinar Written by a human (me), not Ai. This week, I jumped into a discussion on owning gold in an investment group. It made me realise how persistent some misconceptions in...
Why Property Won’t Fund Your Retirement
Missing TWO Essential Criteria ... Written by a human (me), not Ai.... In a recent insight I wrote about property being a risky strategy for your retirement. Particularly if your overall wealth is heavy in it. Since then, I evaluated further to reveal...
Gold has Rallied – What Now?
How Should We Think About Gold Investing? Written by a human (me), not Ai. Gold has rallied more than 60% this year, hitting new highs on multiple occasions. Inside our investment community we've been keen buyers - I've been highlighting it for more than a year. It's...
How to Protect Your Portfolio …
7 Safety Net Ideas - Without Missing Upside ... Written by a human (me), not Ai. Stocks and other financial assets have continued to deliver great returns, as expected. This isn't because of QE, liquidity or other narratives. It reflects the reality of earnings...
Property v Stocks: My Current Focus …
Property as Your Pension? + Searching for Value .... Written by a human (me), not Ai. Property and stocks are two asset classes that people usually consider investing in. They tend to dominate asset allocation in our portfolios. Many coming into our Investment...
Stocks Just Hit an Important Milestone
It could change how you invest ... Written by a human (me), not Ai. This week the market hit an important milestone (see chart below) and it captured lots of attention. It reminded me of my time at JPMorgan during the depths of the financial crisis. I remember it...
The New Richest Man in the World?
And why it matters for our investments ... Our brand new Investment Academy started this week, full with ambitious investors who - within 6 weeks - will create a diversified, passive, growth & income portfolio. They don't aim to be the world's richest man or woman...
How Options are SAFER than Stocks …
Monthly Income + Downside Protection: Why the pros love investing this way ... There's a false and misunderstood belief that Options are speculative. In reality, they are a safer way to invest in your favoured stocks or ETFs. And they provide an income stream. In...
Options Are SAFER Than Stocks?
Welcome to the Invest Like a Pro podcast, where we teach you how to build inflation-beating wealth with a simple, set-and-forget approach to stocks and options. The goal: long-term growth for your future, plus recurring monthly income today. Most investors think of...
Warren Buffett’s Advice that Most Ignore …
The Investment Secret Nobody Talks About ... I love this quote from Warren Buffett - not just because the great man said it - but because it's empowering for everyday investors ... Warren Buffett is smart but it wasn't his IQ that made him the greatest ever...
The Best Performing Stockmarket is … (surprisingly)
This Might Surprise You ... Plus: Listen to our Podcast on this ... Given the headlines, this won't be the country you'd associate with booming stock market returns. But here’s the surprise... Israel’s stock index - the TA-125 - has outperformed nearly every major...
My Surgeon Client Makes £7k monthly with Options – Here’s How …
From the NHS to Income Independence: Listen to his Journey ... "I need to do something about this" ... In the winter of 2020, during the height of the Covid crisis, transplant surgeon Bimbi Fernando knew he needed to take action. As Bimbi treated his unconscious...
Here’s Why I Never Use a Stop Loss …
This False Sense of Security Can Destroy Your Wealth ... Many people use a Stop-loss when placing a trade, falsely believing it will act as a safety net. It sounds sensible. After all, who wouldn't want to stop a loss? In reality a stop-loss makes you sell your stock...
Never Use a Stop Loss (Do this instead…)
When navigating the complex world of investing, many newcomers and even seasoned investors might believe in the safety net provided by a stop-loss order. It sounds enticing on paper—the idea that you can limit your losses by setting a predetermined sell point when a...
Investing at Record Highs …
How do you feel about Investing at All Time Highs? In a recent Investment Academy class, we showed how to invest in Gold and how owning it can protect your portfolio.. Gold sits in the Protect part of our passive portfolio. As a reminder, our easy-to-implement...
One Word Made All the Difference …
A Simple Investment Story for Lifelong Wealth ... Here's a real lesson for lifelong wealth creation ... Michael Burry is famous for correctly identifying the Credit Crunch, before it happened in 2008. They also made him the main character in the true-life movie The...
Avoid Bad Advice – Like this …
Don't be fooled by this clickbait nonsense .. Robert Kiyosaki (author of Rich Dad Poor Dad) just made another crash prediction. His latest tweet warns of financial doom. Worry not though - he has predicted 27 of the last 2 crashes! The Tweet ... Btw: For more insights...
Money Market Funds: Why You Need Them …
The Perfect Place to Park Cash ... Investing in the financial markets isn't only about stocks or bonds. There are many different assets - depending on your risk preference and return targets. Assets range from safe and stable Money Market Funds to racy Crypto Meme...
Pausing….
Take a break to see the big picture .. A quick shout-out to my son Aaran who reviews and proofreads all my emails before they go out. He provides valuable input and clarity to shape my thoughts. His last review noticed my numerous references to Warren Buffett in...
One Simple Image Will Multiply Your Portfolio
Warren Buffett's Success - in 1 Image ... Warren Buffett has announced his retirement. He will step down at the end of the year. Very simply, he's the greatest ever investor. So naturally, the financial world is awash with tributes and analysis on the great man. But...
Earning Income with Options … Made Simple
Options can be a rich source of income - Warren Buffett is a big fan. And options can be a safer way of investing in stocks or ETFs that you like anyway. In this explainer I’ll dive into a popular Options strategy known as “The Wheel”. You can think of it like a...
Markets Always Rise – But Never in a Straight Line
How Volatility Helps Us ... For patient set-and-forget investors, the recent tariff-driven volatility was overdue and welcome. Pullbacks enable long-term investors, like myself, to accumulate quality assets at better prices. As Warren Buffett says: "The Stockmarket...
Trump Blinked First – Here’s Why
China has more ammunition than Trump realises ... And how investors should play this .. Trump is playing a dangerous game. Even worse, he appears to have no idea what he's doing. On Wednesday Trump blinked first and backtracked, announcing a 90-day pause in his...
Trump’s Tariffs and Markets
Here's What I'm Doing (and Not Doing) .... Plus - Listen to our views on new podcast episode The recent market volatility from Trump's nonsensical measures have, of course, been felt in my own portfolio. Stocks are still higher since the start of 2024 but those gains...
I Questioned the S&P 500 – Here’s what Has Outperformed Instead
Balance Your Portfolio for Success ... Investing only in the S&P500 means owning just one country and, effectively, just one large sector (technology). For most of 2025, I have encouraged having a more balanced portfolio. See here and here. That meant looking...
Free Money From the U.K. Government
Today we're exploring a topic that's not only timely, given the impending financial year-end, but also incredibly valuable—accessing free money for investing and securing your financial future. Yes, you heard it right, free money! Learn how to utilize the U.K.'s tax...
NOBODY will look after your money better …
Join my free Investment Workshop: Register below .. Last year, global stocks returned 18%. BUT, your Pension Fund or Wealth Manager probably failed to match that. The latest survey of poorly performing funds was just released. Many of these funds might currently be...
The Secret to Investment Success? It’s not what you invest in, it’s how you think …
The Secret to Investment Success? It's not what you invest in, it's how you think ... How your mindset will secure your financial future ... Creating lasting wealth isn't just about knowing the right funds, stocks, ETFs or Options. You get all that on the Investment...
Looking Beyond the S&P – Exciting Alternatives for Smarter Portfolios …
Exciting Investment Alternatives ... In a previous article I discussed why investing only in the S&P 500 could leave you exposed to risk, particularly with its increasing concentration in tech stocks. Today, i'll introduce ideas that can provide more balanced...
Own the World, Not just the S&P 500
The Growing Risk of Not Being Global ... When Chinese startup DeepSeek claimed to have built a ChatGPT-like app for only $6m it sent shockwaves through the US market. Until then, the market believed such Ai technology wasn't possible without needing Nvidia chips (that...
How ‘The Traitors’ Teaches us to Outsmart the Investment Industry
How to beat the system ... I wouldn't say I'm an avid fan of reality TV but The Traitors was compelling viewing. Once I started drawing investment lessons from it there was no stopping! Series 3 just finished and it was a big hit for the BBC. But series 2 had...
Be smarter with Options: Use DELTA
In this article I want to share how I manage my own Options portfolio. The advantage of Delta in a smarter Options portfolio is 3-fold: 1. easier to manage 2. better returns over the long term and 3. limiting downside during market downturns. Understanding...
7 Undercover insights that may surprise you …
7 Things You Didn't Know About our Investment Academy.... There are 7 reasons it's been a game-changer for thousands of people seeking to transform their financial future ... 💡 For more insights like this - straight to your inbox - leave your details in the box at top...
New Resolutions: Make a REAL difference to your investing in 2025 …
Here are 5 actionable New Resolutions you can adopt anytime (but sooner the better!) 💡 For more insights like this - straight to your inbox - leave your details in the box at top of this page ☝🏼 Listen to the audio version of this article here (it's an Ai-generated...
2024 Returns Revealed … Are You Positioned to Benefit Further?
My final investment message for 2024 ... It's been another rewarding year in the financial markets. The chart below shows returns in 2024-to-date, by asset class. My own portfolio was diversified across these assets and returned a blended 26% this year (that number...
Why the FTSE is Irrelevant
And what's MUCH better .... If you follow the markets bulletin on the news, the first thing they show is how the FTSE100 did. Like the rolling ticker on Sky News which updates us on the the FTSE every other minute. As a reminder, the FTSE100 is an index to represent...
Dependable Income with Options
5k per month: Passive & Minimal Complexity... Bitcoin took the headlines this week after breaking $100k. But Crypto is for growth. Not income. For income, Options are working superbly for myself and our Academy investors. The chart below is a screenshot of my...
How Samantha made £200k…
And it could have been much more .. One of my Investment Academy graduates just shared with me a fascinating story about somebody's investment portfolio (story linked below). It was about Samantha who had started investing a regular £25 per month. Now, almost in...
Stocks: What Are We Missing?
Plus: something that blew my mind this week ... Stocks have been running strong for a while; this structural bull market started in 2009. Interspersed by shorter bear markets in between (2018, 2022) - all of which subsequently recovered with fresh new highs. All...
How i’m investing in Crypto and managing risk …
Crypto: Here's What I Think .... In case you missed it, Bitcoin has just been on a huge run. This month alone it broke $70k, then $80k, then $90k! This recent excitement was sparked by Trump's election victory. He's expected to be Crypto-friendly and unlikely to be...
Why The Stock Market Never Truly Crashes
I recently stumbled upon something that seemed utterly nonsensical, shared by a popular influencer who claimed, "What goes up must come down," particularly referring to stocks. This is complete nonsense and honestly just clickbait. The truth is quite the opposite:...
Compare Your Returns to this Benchmark
Easy Comparison Benchmark ... After my recent email about the performance of managed portfolios (incl St James's Place), some people reached out to ask how to check performance of their own managed funds. It's actually quite simple. Use my table below as a...
Two Rules to Keep out of Trouble
Remember these rules .... Warren Buffett famously said: Rule 1: Never Lose Money Rule 2: Never Forget Rule 1 This week, I was reminded of that by an investor who had just incurred a 100% loss. This was in a 'FX bot' trading scheme which advertised returns of 5%+ per...
Most of our Funds are Failing
St James's Place: A Lesson in Failure I recently did a podcast & video on how tracker funds consistently beat more expensive branded active funds - like that of St James's Place (SJP) - links below. SJP sums up the failure of active funds and wealth managers...
Global Tensions: Why Aren’t Markets Selling Off?
Why So Calm? This week saw an escalation of tensions in the Middle East, with Iran getting directly involved. The world hasn't looked this dangerous for a while. And let's not forget the ongoing conflict in Ukraine. So why aren't stocks declining ? Actually, global...
From Beginner to Pro: How Brad Transformed his Portfolio
Watch the Video or Listen to the Podcast: Taking Investing to a New Level with Brad Lazarus ... Digital marketing expert Brad Lazarus started his investment journey as a complete beginner with zero knowledge of Stocks, Options or Secured Loans. In his own words, he...
Learn How To Invest (PROPERLY)
Learn How to Invest (properly) in my Workshop ... When I first started to teach people how to invest in diversified shares, around 25% were property investors. Today, that number is 80%. Looking to diversify their source of growth and income. Why the rise? 1. An...
Cost of Inaction and Neal’s Transformation …
Around this time last year, after reading one of my emails, Neal booked in a call to discuss his investments. He needed to simplify, grow and diversify his portfolio. And, create recurring income from stocks and options. Neal's concerns were typical of many others...
How do Stocks Perform After Rates Start Falling?
Rate Cuts and Stocks ... Yesterday was a historic day in the investment world. Jerome Powell, head of the US central bank, announced: "The time has come" ... a moment investors around the world had waited a long time for. This was a clear signal about an imminent...
How I Profited from Volatility with Options (from the beach)
Two weeks ago, the market experienced a bout of turbulence (see chart below). Early August turbulence ... Global equity ETF in 2024: up to 16th August It now seems like a non-event but the media and headlines were sensationalist, as you'd expect. That impacted...
Embrace The Sales…
Sales don't come around too often - unless of course you shop at DFS or Sports Direct! Stocks tend to gain value 70-80% of the time and decline for the rest. Overall, and on average, they return 8-12% pa. So stockmarket sales are always an opportunity to grab...
The Truth About Active Funds: An Insider’s Perspective
Do you have a work pension scheme? Or IFA-managed funds? Or ever invested into a fund that was advertised? If so, you are likely to have invested in an active fund. This matters because you'll be paying excessive fees for poor returns. As a former active fund...
What Makes Women Better Investors?
When I was working amongst other investment professionals in my day job, I saw it clearly: women tend to generate better, more consistent returns. So it's unfortunate that women are under-represented in the investment industry. Female outperformance is evidenced in...
The Decision that REALLY matters for you …
You might have noticed an election is imminent. The outcome looks pretty certain but the challenges for any party are the same. And the policy scope is severely limited by our public finances. All parties want to fix things but in reality there's a massive...
Nvidia, Compounding, and me being a CEO…
Nvidia This week, Nvidia became the world's most valuable company with a market cap of $3.1 trillion. It overtook both Microsoft and - remarkably - the combined value of all companies listed on the London Stock exchange! Nvidia shares have benefited from huge profit...
Commercial, Resi or Stocks – Who gets your Vote?
Investing is a topic that brings together experts, enthusiasts, and skeptics alike. With the myriad of choices available, it's crucial to understand the strengths and weaknesses of different asset classes. In this episode, two other experts and I will compare three...
Election: Good News for Tax-Free Compounding …
The election campaign has been pretty dull so far, but this week brought unexpected good news on pensions. I'm surprised there wasn't more excitement around this. It will have a huge impact on many. In summary, Rachel Reeves - our next Chancellor in 3 weeks - said...
Diversified Shares: a VITAL part of anyone’s Portfolio
When I first started to teach people how to compound and create financial security in diversified shares, around 25% of those interested were property investors. Today, that number is around 80%. All seeking to passively diversify, grow their capital, and create...
Should You Invest In Gold?
Investing in gold has always been a topic of significant discourse among investors. Gold's enduring appeal, its historical value, and its reputation as a "safe haven" investment continue to make it a popular choice. However, whether it is truly a worthwhile investment...
Gold has Rallied – Should you Buy?
Gold is on a good run, reaching record highs* at the time of writing. In this article I'll bust some myths about gold, review what's driving this rally, consider whether we should own it now, and show the best way to invest. Historically, I haven't been a gold bug (a...
Trading vs. Investing: For inflation-beating Wealth
Today, we're diving into an essential topic: distinguishing between trading and investing. Many people use these terms interchangeably, often without understanding the significant differences. The concepts may sound similar, but they are fundamentally different...
Can you manage your money better?
Do You Need a Financial Adviser? ... Can you manage your money better? + Portfolio Review service + Listen to my discussion on this The last 20 years have been transformational for the investment industry. Power has shifted from the providers...
Investment Lessons from Tesco
This week, Tesco released its annual profits. The announcement itself didn't make me rush to buy Tesco shares but revealed two lessons that are fundamental to investing. Lesson 1: Understand the REAL inflation rate Long-standing followers of my commentary will know...
Welcome to the InvestLikeAPro Podcast!
Welcome to the InvestLikeAPro Podcast! I'm Manish Kataria. My goal is to demystify the financial markets and showcase how simple investing in shares, ETFs, and options can be for anyone seeking financial security. In the inaugural episode of the Invest Like a Pro...
Use it or Lose it
Taxes are one of three major leakages from our wealth - the other two being fees and inflation. Read my piece on how to reduce fees and this one on turning inflation to our advantage. Any time we allow a leakage to persist, we're actively allowing money...
Investment Intel – in the Community
Investing can be rewarding. Not just financially, but also intellectually as it makes our brain work differently and stops it getting lazy. Anyone can set-up a Core portfolio - a lazy, set-and-forget exercise! We can stop there and it will compound passively, very...
How Stocks & Property Go Together Perfectly
Diversification is the initial building block I learnt in my first job in the investment industry. Not only is it necessary for a properly set-up portfolio, it's the holy grail of investing. Why? Because diversification cuts overall risk and enhances returns - almost...
The Rule of 100: Does it Still Make Sense?
The Rule of 100 is widely used by IFAs or Wealth Managers (WM) as a way to invest your money. As illustrated in the graphic below, it goes like this ... Subtract your age from 100 That gives the % of your portfolio to have in Stocks (shares) The remaining % in Bonds...
Key Insights: ETFs & Options Workshop
My recent workshop was popular, with high interest and attendance. We covered new thought-provoking content, inviting lots of questions. One attendee said it will forever change the way they think about investing! If you found it beneficial, you will gain 100x value...
Here’s how Returns in a Bad Year look …
2023 was supposed to have been a bad year ... The narrative consistently scared people off investing (as it always does). Robert Kiyosaki, author of Rich Dad, Poor Dad, is one of the chief scaremongers. Remember, he has predicted 17 of the last 2 crashes! Now the...
How to create Dependable Passive Returns & Recurring Income
2023 yielded strong investment returns - both for myself and past attendees of my Investment Academy. We've made 8-22% in Core ETFs, even higher double-digits in specific sectors / stocks, and between 12-60% in Options. But 2023 is no one-off. Over the long run,...
Useful Reads, Listens & Viewings for the holidays …
I always aim to demystify investing. If some of my messages have managed to do that, half my work is done. I look forward to creating more insights and tools next year to clarify and, perhaps, inspire your investment strategy. Holiday Reads, Listens and Viewings ......
Your own Diversified, Set-and-Forget Growth and Income Portfolio
This quick recap is the last email in this series ... Take the next step to secure lasting diversification and financial stability for you and your family. The sooner you take action the better because: Diversification = Protection of your wealth Being more passive...
Why you need to own REAL assets – in One Chart …
The chart below caught my eye this week. It summarises why you need to own REAL assets (defined below) ... It shows that over 30 years, the real value of cash declined by 52%, whilst the real value of stocks appreciated 681%. The chart uses US data (US dollar and US...
Build Your Self-Sustaining Growth and Income Portfolio
Take the next step to secure lasting diversification and financial stability for you and your family. The sooner you take action the better because: Diversification = Protection of your wealth Being more passive means your money works for you rather than you for it...
Your Own Diversified, Low-Cost, Set-and-Forget Growth & Income Portfolio
Take the next step to secure lasting diversification and financial stability for you and your family. The sooner you take action the better because: Diversification = Protection of your wealth Being more passive means your money works for you rather than you for it...
More Aha insights for you …
Today I've gathered a few of my most popular articles that are a MUST READ. They're historical but pretty timeless so will make sense anytime. Click the titles below to access. See you there. 1: Turning Inflation to Your Advantage Discovering inflation-beneficiary...
The Magnificent Seven,
In 2023 the Magnificent 7 stocks have been on fire. So far, their returns this year are ... Microsoft +58%, Amazon +71%, Meta +174%, Apple +53%, Tesla +116%, Alphabet (Google) +58%, Nvidia +240% Why so strong? More than 6 months ago I flagged a Tech-sector...
Avoiding Investment mistakes …
When investing, if all you do is get average returns (historical stockmarket average is 8-10% pa) and avoid common mistakes, your portfolio will compound very handsomely over the long term. If you try to shoot the lights out with every investment you make, you'll also...
The aha moment that transformed how I invest …
Today I reveal something that will forever transform the way you think about stockmarkets! This will probably blow your mind ... 150 years of data reveals that markets have NEVER permanently lost money - always bouncing back to make new gains, whatever has happened....
Investing – as simple as this short Article
(if everyone knew this, the financial industry would be in trouble!) On a recent webinar I hosted, the attendees were from all walks of life: Younger and older individuals, pension-trustees, property investors and business owners. We even had one or two professional...
Historical Market Reaction To Conflicts
Uncertainty is a known unknown. This is true of health, relationships, life in general, investing, and global events such as conflicts. First and foremost, it goes without saying that a discussion about markets is secondary to the loss of life during such conflicts....
Insuring your Investments
Most people think the outcome from investing is only related to the ups and downs in the market. Of course there's a relationship (just as well, because markets tend to rise 7-8 times out of 10) - but there are many ways to invest without worrying about market...
Volatility v Permanent Loss
A common mistake is to confuse volatility with permanent loss. Stockmarkets see volatility all the time but have never experienced a permanent loss. Investment Risk can be explained in different ways. A classic measure of risk is VOLATILITY – i.e. how much the...
REITs – a Smart way to own Property (and Diversify) …
Over 80% of attendees attending our Investment Academy are property investors wanting to learn how to diversify properly. On Day-1 they get an asset allocation tool to test how diversified their assets are. At that moment, it becomes clear about the need to be more...
Investing vs Trading
One word explains the difference: RETURNS Trading With trading, your success rate is 50% at best. Basically, a coin toss. Sometimes you win, sometimes you lose. Don’t just take my word for it. In the UK, by law, every trading platform has to display a “wealth...
Super-Compounding
Super-Compounding sounds like a grand concept, right?. I promise it's super-simple. All you need are the 3 steps I've laid out below. When all 3 are used together the result is massively powerful - You will not believe how your wealth will super-compound to achieve...
Penny Pinching, Pound Foolish
It never ceases to amaze me how enthusiastic Martin Lewis (MoneySavingExpert guy) gets about saving 50p at Greggs ... or the latest bargain at Lidl. Don't get me wrong, I like Lidl (keep that to yourself) but there are far bigger, life-changing deals available. Like...
Follow the Evidence not the Stories (or Commentators) …
Headlines like the above are commonplace in both traditional and social media. Commentators and "gurus" also try to create their own stories and predictions. No wonder investors are often confused and uncertain. The reality of investing is far simpler, as this...
We’re Getting Ripped off! Hedge Yourself ..
In the UK we know about getting ripped off. And now it's confirmed by the below! See the price of a Starbucks coffee globally ... Inflation has caused a sharp increase in the price all products around the world, not just coffee. In the UK it seems we get clobbered...
Investment Mistakes, Easily Avoided
When investing, if all you do is get average returns (historical stockmarket average is 8-10% pa) and avoid common mistakes, your portfolio will compound very handsomely over the long term. If you try to shoot the lights out with every investment you make, you'll also...
Easy Ways to Make Gains; Low Hanging Fruit
Making great returns can be hard or super simple – which do you prefer? 😊 In fact, you can make £ tens of thousands - before your investments even start working for you. How? By evaluating how your existing investments and pensions are doing and knowing the fees...
False Beliefs are Costly
Here’s a very short article about misconceptions. Have you ever held a belief which proved to be untrue? I used to believe the Great Wall of China was visible from space until my kids debunked that myth! Another common myth is that stock-markets are risky or...
Shares BENEFIT from inflation – how you can too
We should think of shares as a hedge against our ever-rising cost of living. Remember, as a shareholder, you are PART-OWNER of a company. From when inflation started to accelerate in 2020, the S&P 500 in the US gained 56%, whilst Global Equities rose 41%. That...
3 Strategies for Solid Income Whilst Awaiting a Market Recovery
All bear markets have different causes. But they have one thing in common: a total and complete recovery - every single time. Before rebounding to even higher levels. You don't need to wait for a rebound before jumping in. Right now, my investors and I are...
Managing Uncertainty – Central Banks v Investors
Dealing with Uncertainty & Volatility Morgan Housel, author of the best-seller “The Psychology of Money” (a highly recommended read) described Volatility as “The price of admission: the prize inside is superior long-term returns. You have to pay the price to get...
Amazing fact about Global Equities (you’ll be surprised)
Global equities have seen a remarkable upturn with 15%+ gains over the last two months alone. This followed the prior sell-off related to economic uncertainty. Whilst those fears are still alive, equities have enjoyed a mini bull-market of late. That doesn't...
Volatility and Permanent Loss
Defaults in the property development sector have shone a fresh light on the need to de-risk with good due diligence and having awareness of marketing tricks used on investors. This article provides guidance on how investors can de-risk opportunities. Before that,...
Why Markets are Selling-off and How to Play it …
** Your Capital is at Risk ** This is not investment advice. Markets have been in correction mode, particularly since the start of April. I wanted to update investors with my thoughts along with any potential action points - together with what I'm personally...
Inflation. How to BENEFIT from it … (Wealth Leakage #3)
Long-standing readers will be aware of my views on inflation - i.e. how the official data is a joke. Back when inflation was running at 2%-odd, I suggested baking in 7%. With the official rate now reaching that level I still don't believe it! I'd say it's safe to...
How to Slash your Investment Fees – Keep More of Your Own Wealth (Wealth Leakage #2)
THE COST OF FEES - it's Devastating In this article, we cover Leakage #2 - Investment Fees. Plugging this hole is fairly easy and will have a HUGE beneficial impact for you and your family ... Don't keep paying away your wealth to others. Fund your own retirement,...
How to make Great Returns – HELPED by sell-offs …
Warren Buffett says "The stockmarket is a device for transferring wealth from the impatient to the patient". It sounds strange but sell-offs enable positive returns. Without the occasional sell-off, everyone would invest all their money at once, meaning no marginal...
Passive Investments – my areas of focus in 2022
2021 proved to be some year, with strong returns across popular asset classes. Very few people would have expected these kind of returns, particularly after a reasonably strong 2020 too ... The risk warning: ...
Passive Investments – My areas of focus in 2022
2021 proved to be some year for investment performance. We saw strong returns across most popular asset classes (see chart). Very few people would have expected these types of returns, particularly following a reasonably strong 2020 … The risk warning to not rely on...
Turning Inflation into your Advantage
The thought of inflation usually evokes anxieties about interest rates, higher cost of living, becoming worse-off or just general uncertainty. These are all valid concerns but in economics and investing, you can often find beneficiaries amongst all the uncertainty. ...
Inflation Beneficiaries
The post-Covid global recovery brings opportunities - and problems - as economies normalise. The notable issues right now are shortages and inflation: prices of everyday items such as food, fuel, timber and energy have accelerated upwards. This has reflected in...
Are we looking at the correct valuation measure?
September 2021. This week, we began our latest Investment Academy with an initial session around diversification of asset classes, compounding your returns and how to beat the inflation monster, amongst other things. During the Q&A session we had a lively...
Investment Academy – Invest Like A Pro
A Blueprint for Investors - simple step-by-step training to invest in the markets Create your Low-Cost, Passive, Pro-grade Compounding Machine in 6 weeks Popular with property investors wanting to diversify their capital and earn inflation-beating returns. For...
Why Investors should get to know the REAL inflation rate …
There are numerous inflation measures but only three to really care about. Spoiler alert: Investors need to worry most about #3 ... #1 The Official Rate - the one shown in the chart below - aka the "pretend rate". It's what the government tries to dupe us into...
Tina … Stocks, Compounding, Secured Loans
2020 was a year of true unknowns. Rather than dwell on what-was, investors should use the new knowns for guidance in 2021. Since the Covid lows back in March, stockmarkets rallied strongly - global equities rebounded more than 50% with the US market rising over 60%....
Fame and Fortune
This article appeared in the October 2020 issue of Property Investor News magazine. To receive a sample copy visit www.property-investor-news.com Warren Buffett and Ray Dalio are two of the world’s greatest professional money managers - no question. Both have a huge...
What Are The Markets Telling Us ?
4th June 2020 Markets have continued to extend their rally, alongside improving sentiment across most asset classes including stocks, property and secured loans. This improved sentiment has been met with surprise by many. ** Your Capital is at Risk ** This is not...
Investing in the Coronavirus Crisis
23rd March 2020 We are living in truly unprecedented times. Over the last few days and weeks I've had a number of conversations with investors, borrowers and lending partners - about equity markets, property and, of course,...
Secured Loans v Property v Stocks
This article appeared in the February 2020 issue of Property Investor News. To receive a sample copy visit www.property-investor-news.com. 4 February 2020 As a professional investor, I’m often asked about where to invest. I enjoy...
Why We Must Question Everything … for better investment decisions
As a trainee fund manager studying for my CFA, I found myself on a steep learning curve. Analysing company accounts, valuation metrics, risk management and diversification were some of the things I needed to learn, fast. Although the technical knowledge was available...
Outstanding Returns with Low Risk – 10 Reasons Why Secured Development Funding is a Growing Part of My Portfolio
2018 was a year to forget for stockmarkets as they declined globally, with the UK’s FTSE100 one of the worst performers - see chart. UK residential property was a mixed bag with small gains at the national level balanced by a fall in London. But Secured Development...
Don’t Forget the JV Agreement – 5 Top Tips from a Lawyer
If you've followed my other articles you would know that proper evaluation and due diligence is essential before making investment decisions. We have covered the process on how to select investment partners (developers), steps to evaluate whether a project *really*...
Secured Investments: Why You Need More Than Just a Personal Guarantee (PG)
A couple of days ago I sat down with a developer (i'll refer to him as Ben) to discuss his forthcoming project. I've known Ben a while and have previously invested with him, together with my circle of investors. His team's projects have generated great returns for...
10 Investment Mistakes That Are Damaging Your Wealth Right Now … And How The Pros Avoid Them
Mistake 1: Investing without knowing your objectives It’s amazing how many people invest without first knowing what they want (or need) to achieve. It’s like getting in your car and driving off without a destination in mind! This must be the first thing...
An interview with Ryan Carruthers – Doing DD, Characteristics of a Pro, Warren Buffett, Bad Advice
Manish was interviewed by Ryan Carruthers, of Venture Property, on his latest podcast. Ryan is an award-winning developer, who Manish once had the pleasure of interrogating on a development project - with positive results! Ryan also brings an abundance of energy,...
How To Know If a Deal is Worth Investing In: 10 Critical Factors That Determine Your Return
As investors, we need to analyse the opportunity and derisk it before deciding to invest. This post takes a deeper dive into a assessing a development deal - it goes through the steps I undertake before making every investment decision. The content is relevant for...
7 Critical Questions You Must Ask a Property Developer Before Investing With Them
Have you been offered a great property investment opportunity - great location, exciting development potential, attractive returns? What about the development team itself - have you done enough due diligence (DD)? This part of your DD should come before...
Stockmarket Investment Academy … Step-by-Step Training to Diversify your Wealth and Create Passive Compounding in the Markets (click image below for details …)
About Me
Manish Kataria is a Fund Manager. A CFA-qualified professional with 18 years’ experience in investment management and UK property. He has managed investment portfolios for JPMorgan and other blue chip investment houses. Asset classes managed include Equities, ETFs, Bonds, Funds and Options. Within property, he invests in and owns a range of assets including developments, HMOs, BTLs and serviced accommodation. InvestLikeAPro was set up so anyone can invest like a pro.
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