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Investment Lessons from Tesco

Investment Lessons from Tesco

This week, Tesco released its annual profits. The announcement itself didn’t make me rush to buy Tesco shares but revealed two lessons that are fundamental to investing. Lesson 1:  Understand the REAL inflation rate  Long-standing followers of my commentary will...
Investment Intel – in the Community

Investment Intel – in the Community

Investing can be rewarding.  Not just financially, but also intellectually as it makes our brain work differently and stops it getting lazy. Anyone can set-up a Core portfolio – a lazy, set-and-forget exercise!  We can stop there and it will compound passively,...
The Rule of 100: Does it Still Make Sense?

The Rule of 100: Does it Still Make Sense?

The Rule of 100 is widely used by IFAs or Wealth Managers (WM) as a way to invest your money.  As illustrated in the graphic below, it goes like this … Subtract your age from 100 That gives the % of your portfolio to have in Stocks (shares) The remaining %...
Here’s how Returns in a Bad Year look …

Here’s how Returns in a Bad Year look …

2023 was supposed to have been a bad year … The narrative consistently scared people off investing (as it always does). Robert Kiyosaki, author of Rich Dad, Poor Dad, is one of the chief scaremongers.  Remember, he has predicted 17 of the last 2 crashes! Now the...
Build Your Self-Sustaining Growth and Income Portfolio

Build Your Self-Sustaining Growth and Income Portfolio

Take the next step to secure lasting diversification and financial stability for you and your family. The sooner you take action the better because: Diversification = Protection of your wealth Being more passive means your money works for you rather than you for it...