St James’s Place: A Lesson in Failure
I recently did a podcast & video on how tracker funds consistently beat more expensive branded active funds – like that of St James’s Place (SJP) – links below.
SJP sums up the failure of active funds and wealth managers (WMs).
The FCA now requires that all fund managers publish an annual “Value Assessment” – a traffic-light guide to their own performance.
Here is SJP’s latest report. Skip to page 13 to observe that, of SJP’s 45 funds, 36 got a red light on performance. Only 4 got a green light.
Many people know SJP’s reputation for eye watering fees but it also now has to reveal its own diabolical returns.
Check Your Investments
Do you have a work pension scheme, IFA-managed funds, or invested into a fund that was advertised?
If so, your money is likely invested in active funds. This matters because you’ll be paying excessive fees for poor returns.
My video & podcast 
demystifies funds, explains their fees and helps you understand the impact on your wealth.
Listen to the podcast on Apple or Spotify or Amazon.
Watch on YouTube
Remember to stay informed, invest wisely, and ensure your retirement funds are working for you, and not someone else.
Always Remember:
- Time in the Markets always beats timing the markets
- Stay Diversified
- Minimise those leakages: Fees, Inflation, and Taxes
- Financial Markets are a great source of recurring income
- ETFs, Balanced Funds and Options achieve all the above
- Being educated helps you outperform 99% of the population
… to ensure your investments work for YOUR financial freedom (not someone else’s)
And …
For more guidance, our Investment Academy will help you implement all of this in a step-by-step way.
Thousands of people have learnt how to diversify and pound-cost-average into low-cost, set-and-forget ETFs & Funds for inflation-beating growth. And Options to create recurring income.
Click here to learn about our Investment Academy
Finally …
– Don’t take the above as advice as it may not apply to you personally
– Your Capital is at Risk
– You may not be covered by the FSCS
– Anything mentioned in a podcast or in a previous article was valid at that time and may not continue to be now
