Defaults in the property development sector have shone a fresh light on the need to de-risk with good due diligence and having awareness of marketing tricks used on investors. This article provides guidance on how investors can de-risk opportunities. Before that, let’s recap and clarify how “volatility” is different to “permanent loss”… Investment Risk… Read More →
Why Markets are Selling-off and How to Play it …
** Your Capital is at Risk ** This is not investment advice. Markets have been in correction mode, particularly since the start of April. I wanted to update investors with my thoughts along with any potential action points – together with what I’m personally doing. What caused the volatility? With inflation remaining persistent, central… Read More →
Inflation. How to BENEFIT from it … (Wealth Leakage #3)
Long-standing readers will be aware of my views on inflation – i.e. how the official data is a joke. Back when inflation was running at 2%-odd, I suggested baking in 7%. With the official rate now reaching that level I still don’t believe it! I’d say it’s safe to assume double-digits. Wealth Leakage #3 of 3: Inflation We previously… Read More →
How to Slash your Investment Fees – Keep More of Your Own Wealth (Wealth Leakage #2)
In a previous article we discussed how to avoid leaking your wealth to the taxman – for example, by simply using your annual ISA allowance to keep your investment gains tax-free-forever. Tax is leakages #1 of 3. In this article, we cover Leakage #2 – Investment Fees. Plugging this hole is fairly easy and will… Read More →
How to make Great Returns – HELPED by sell-offs …
Warren Buffett says “The stockmarket is a device for transferring wealth from the impatient to the patient”. It sounds strange but sell-offs enable positive returns. Without the occasional sell-off, everyone would invest all their money at once, meaning no marginal new buyers, meaning no upside. So don’t be afraid of sell-offs. When you embrace them, you increase your… Read More →
Passive Investments – my areas of focus in 2022
2021 proved to be some year, with strong returns across popular asset classes. Very few people would have expected these kind of returns, particularly after a reasonably strong 2020 too … The risk warning: past performance should not be relied upon to indicate future performance remains as… Read More →
Passive Investments – My areas of focus in 2022
2021 proved to be some year for investment performance. We saw strong returns across most popular asset classes (see chart). Very few people would have expected these types of returns, particularly following a reasonably strong 2020 … The risk warning to not rely on past performance to indicate future performance is as valid as ever. … Read More →
Turning Inflation into your Advantage
The thought of inflation usually evokes anxieties about interest rates, higher cost of living, becoming worse-off or just general uncertainty. These are all valid concerns but in economics and investing, you can often find beneficiaries amongst all the uncertainty. Investors can turn pain into gain – as many on our Investment Academy programme have done… Read More →
Inflation Beneficiaries
The post-Covid global recovery brings opportunities – and problems – as economies normalise. The notable issues right now are shortages and inflation: prices of everyday items such as food, fuel, timber and energy have accelerated upwards. This has reflected in official inflation data which is recording multi-year highs in the UK and around the world…. Read More →
Are we looking at the correct valuation measure?
September 2021. This week, we began our latest Investment Academy with an initial session around diversification of asset classes, compounding your returns and how to beat the inflation monster, amongst other things. During the Q&A session we had a lively discussion around equity valuations … which I thought would be useful to articulate further here…. Read More →
Investment Academy – Invest Like A Pro
A Blueprint for Investors – simple step-by-step training to invest in the markets and passively compound your wealth Popular with property investors wanting to diversify their capital and earn inflation-beating returns. For SSAS, SIPP, ISA and cash investors. Starts: TBA – Duration: 8 weeks Online Classrooms – Tuesdays 6-8pm Why you should Attend?… Read More →
Tina … Stocks, Compounding, Secured Loans
2020 was a year of true unknowns. Rather than dwell on what-was, investors should use the new knowns for guidance in 2021. Since the Covid lows back in March, stockmarkets rallied strongly – global equities rebounded more than 50% with the US market rising over 60%. UK property has posted gains with prices reaching record highs. … Read More →