The election campaign has been pretty dull so far, but this week brought unexpected good news on pensions. I’m surprised there wasn’t more excitement around this. It will have a huge impact on many. In summary, Rachel Reeves – our next Chancellor in...
Do You Need a Financial Adviser? … Can you manage your money better? + Portfolio Review service + Listen to my discussion on this The last 20 years have been transformational for the investment industry. Power has shifted from the providers...
This week, Tesco released its annual profits. The announcement itself didn’t make me rush to buy Tesco shares but revealed two lessons that are fundamental to investing. Lesson 1: Understand the REAL inflation rate Long-standing followers of my commentary will...
Taxes are one of three major leakages from our wealth – the other two being fees and inflation. Read my piece on how to reduce fees and this one on turning inflation to our advantage. Any time we allow a leakage to persist, we’re actively allowing money...
The Rule of 100 is widely used by IFAs or Wealth Managers (WM) as a way to invest your money. As illustrated in the graphic below, it goes like this … Subtract your age from 100 That gives the % of your portfolio to have in Stocks (shares) The remaining %...
