Do You Need a Financial Adviser? … Can you manage your money better? + Portfolio Review service + Listen to my discussion on this The last 20 years have been transformational for the investment industry. Power has shifted from theĀ providers...
This week, Tesco released its annual profits. The announcement itself didn’t make me rush to buy Tesco shares but revealed two lessons that are fundamental to investing. Lesson 1:Ā Understand the REAL inflation rateĀ Long-standing followers of my commentary will...
TaxesĀ are one of three majorĀ leakagesĀ from our wealth – the other two beingĀ feesĀ andĀ inflation. Read my piece onĀ how to reduceĀ feesĀ and this one onĀ turning inflation to our advantage. Any time we allow a leakage to persist, we’re actively allowing money...
DiversificationĀ is the initial building block I learnt in my first job in the investment industry. Not only is itĀ necessaryĀ for a properly set-up portfolio, it’s theĀ holy grailĀ of investing. Why?Ā Because diversification cuts overall riskĀ andĀ enhances returns...
The Rule of 100Ā is widely used by IFAs or Wealth Managers (WM) as a way to invest your money.Ā As illustrated inĀ theĀ graphic below, it goes like this … Subtract your age from 100 That gives the % of your portfolio to have inĀ StocksĀ (shares) The remaining %...
