This week, Tesco released its annual profits. The announcement itself didn’t make me rush to buy Tesco shares but revealed two lessons that are fundamental to investing. Lesson 1: Understand the REAL inflation rate Long-standing followers of my commentary will...
Investing can be rewarding. Not just financially, but also intellectually as it makes our brain work differently and stops it getting lazy. Anyone can set-up a Core portfolio – a lazy, set-and-forget exercise! We can stop there and it will compound passively,...
Diversification is the initial building block I learnt in my first job in the investment industry. Not only is it necessary for a properly set-up portfolio, it’s the holy grail of investing. Why? Because diversification cuts overall risk and enhances returns...
The Rule of 100 is widely used by IFAs or Wealth Managers (WM) as a way to invest your money. As illustrated in the graphic below, it goes like this … Subtract your age from 100 That gives the % of your portfolio to have in Stocks (shares) The remaining %...
2023 was supposed to have been a bad year … The narrative consistently scared people off investing (as it always does). Robert Kiyosaki, author of Rich Dad, Poor Dad, is one of the chief scaremongers. Remember, he has predicted 17 of the last 2 crashes! Now the...
