| * Options return shown is my own – many of my students are earning more. The chart doesn’t include Crypto; Bitcoin has gained 119% this year.
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It’s Not Rocket Science …
Stocks have been a consistently performing asset class. Not only this year but +83% over 5 years (the magic of compounding).
These returns are just matching the market – so it doesn’t take rocket science to achieve that.
The only requirement was a bit of know-how and patience. Stocks are a long game that always paid off.
Do a quick check of your portfolio ..
If you have pension schemes or IFA-managed funds, or if you manage your own portfolio, check your returns.
Have they increased 25%+ this year and 80%+ over 5 years?
If not, your provider may be underperforming – and still extracting high fees from your portfolio.
Don’t keep paying excessive fees for poor returns! Remember to ensure your retirement funds are working for you, and not someone else.
In our Investment Academy, you’d first implement a low-cost portfolio that matches the market and then shows how to get higher potential returns from Options (for income), Crypto and Tech/Ai.
Many attendees have saved £tens of thousands in lower fees alone.
Our brand new Investment Academy in January now includes personal 1-1 Coaching plus Live Crypto Training plus live weekly classes.
See below for details – you can join NOW to take action over the Christmas break, ready for the new year.
2024 by asset class – a quick evaluation …
Stocks globally saw gains in 2024, following a good 2023. The global economy has remained resilient, despite a series of rate hikes. Another factor is real demand for Tech and Ai.
Resultingly, company profits are currently growing at double-digit levels. That is ultimately what drives stocks. Not popular myths such as QE. Globally diversified ETFs form the bulk of my portfolio.
Options 30% is my personal return this year so far, equating to approx 2.5% per month. Many of my students are hitting higher levels. Options allow you to earn monthly income in a risk-controlled way. Learn more in my YouTube explainer video.
Gold was helped by interest rate cuts and benefited from money leaving countries affected by conflicts. Gold is not an inflation hedge, that’s another popular myth.
Cash. We park surplus cash in Money Market Funds: a super-safe cash-like instrument that tracks the base rate with zero notice to withdraw. 5% represents roughly the average base rate this year.
Commodities. Metals and oil haven’t performed too well this year – mainly due to China’s tepid growth.
Property values have been held back this year by higher interest rates and taxes/regs (for resi).
Bonds underperformed (again) because interest rates failed to drop as much as expected. Bonds are a standard inclusion for adviser-managed portfolios. But many of our students have avoided bonds in favour of much better alternative low-risk investments.
Bitcoin is up by 119% year-to-date – driven by the launch of Bitcoin ETFs earlier this year and further acceptance as a store of value. Whether we buy this story or not, if enough people think as such, it will become so. Crypto is less than 5% of my portfolio. |
