Set-&-Forget Investing in ETFs & Options – for Lasting Growth & Income …

Investment Lessons from Tesco

Investment Lessons from Tesco

This week, Tesco released its annual profits. The announcement itself didn’t make me rush to buy Tesco shares but revealed two lessons that are fundamental to investing. Lesson 1:  Understand the REAL inflation rate  Long-standing followers of my commentary will...
Use it or Lose it

Use it or Lose it

With less than two weeks until the end of this tax year (5th April), here’s some info to help nail the idea of free money that is widely available from HMRC (which relatively few people take advantage of). Taxes are one of three major leakages from our wealth...
The Rule of 100: Does it Still Make Sense?

The Rule of 100: Does it Still Make Sense?

The Rule of 100 is widely used by IFAs or Wealth Managers (WM) as a way to invest your money.  As illustrated in the graphic below, it goes like this … Subtract your age from 100 That gives the % of your portfolio to have in Stocks (shares) The remaining %...
Useful Reads, Listens & Viewings for the holidays …

Useful Reads, Listens & Viewings for the holidays …

I always aim to demystify investing. If some of my messages have managed to do that, half my work is done. I look forward to creating more insights and tools next year to clarify and, perhaps, inspire your investment strategy. Holiday Reads, Listens and Viewings...
Why you need to own REAL assets – in One Chart …

Why you need to own REAL assets – in One Chart …

The chart below caught my eye this week.   It summarises why you need to own REAL assets (defined below) … It shows that over 30 years, the real value of cash declined by 52%, whilst the real value of stocks appreciated 681%. The chart uses US data (US dollar...