7 things they do. Most portfolios have serious gaps …
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Written by a human (me), not Ai.
Top-tier investors don’t hunt for the next Nvidia, or the latest 10x shiny penny.
That’s a lot of work for very long odds. And getting it right once isn’t enough, you have to keep repeating it.
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Instead, they own portfolios that compound more reliably, generate income along the way, and need minimal monitoring. That works for a lifetime, not just bull markets.
It’s all about the setup ..
Getting this right is a one-off job at the start. Set things up properly, and you have a repeatable, compounding, set-and-forget portfolio.
Nobody in my investor community loves trading, monitoring or screen-watching. That’s hard work.
Far better to let the portfolio do the work – via set-and-forget index funds, ETFs, Gold, Options and Dividends.
We give you the watchlists ..
To be clear: our members get our full watchlists with the best funds, ETFs and options.
But they excel because they get the initial setup right. Together with our watchlist, that creates a top-tier growth & income portfolio.
Genuinely … get the setup right and you’ll outperform 99% of the population, and reach financial freedom years earlier.
So here are 7 proven setup foundations top-tier investors (like our grads) use to create portfolios for faster passive financial freedom …
1. Be diversified by Investing, notTrading …
Diversification is the most important rule in investing. It ensures all your eggs are not in one basket.
With investing, diversification is natural. But with trading, it can’t be. Not everyone is aware of the difference …
Trading is short-term with lots of screen-watching to frequently jump in and out of stocks. It’s essentially gambling, with extra steps. Your portfolio can’t be diversified since you only own a handful of stocks. If you owned more, the screen-watching and monitoring increases.
Investing is long-term ownership of the best companies around the world, with a right to their growth and dividends. Index funds & ETFs own thousands of companies around the world across different countries and sectors.
That allows your portfolio to be super diversified, and passive, and earn income.
Top-tier investors build portfolios to reflect their personal objectives (instead of something from a YouTube video).
Three things you should figure out:
– Do you need Capital Growth, Income or a Balance?
– What’s your risk profile?
– What’s your investing time horizon?
Within our Investment Accelerator, in your personal 1-1 setup meeting, you’ll figure this out properly.
3. Get the order right (most people don’t)
Most portfolios are built backwards. A bit like buying the furniture before laying the foundations of a new house. Here’s the right order for top-tier portfolios:
Foundations first (incl those listed here)
Then own a Core of passive, low-cost ETFs & funds (set-and-forget)
Then, optionally, the Satellites: tech funds, individual stocks, crypto, the fun stuff.
The Core does the heavy lifting for your wealth and financial security. With minimal monitoring.
Options build your income engine. That comes next …
4. The 3 essential ingredients in every good portfolio: GPI
Growth, Protection and Income …
Growth assets outpace inflation. Like: diversified global stock ETFs
Protection assets outperform in troubled times and stabilise your portfolio. Like: Govt bonds, Gold
Income assets earn regular income. Like: Options, high dividend stocks, REITs.
Options can earn 1-3% per month from shares you already own (similar to property, but without the tenants, toilets and boilers!).
Growth and Income are not alternatives. They go together perfectly, with protection completing the portfolio.
Our copy-and-paste GPI framework builds your portfolio for rising, falling and sideways markets.
5. Stop your FIT leaks (top-tier investors earn from them instead)
FIT = Fees, Inflation and Taxes: 3 silent killers of most portfolios.
Fees. Pete, our investor, came to us with £150k sitting with a wealth manager. He believed his fees were 0.75%. With our review, he discovered they were much higher, at 1.6% pa all-in.
Over 20 years, Pete’s £150k would have grown to £699k, at 8% pa growth. The 1.6% fee reduces that to £519k. That’s £180k less for Pete, irrespective of the quality of the job.
That review comes with our Investment Accelerator. Luckily for Pete, he now invests to fund his future, not someone else’s.
Taxes. Here’s an incredible thing we do in our community, but most people don’t: Get HMRC to pay YOU …
Anita put £6k into her pension as a 20% taxpayer, and HMRC added £1,500. That was an instant 25% return, risk-free, before Anita’s money even got invested. Free money.
For a Ltd company or 40% taxpayer, it’s even sweeter.
Nothing underhand here, these are govt-supported initiatives. And it went straight into Anita’s pension to strengthen her financial future.
6. Drip Feed in: Never time the market again …
Top-tier investors don’t try to time the markets. Instead, they Pound-Cost-Average (PCA) in, and the decision (or agonising) over when to invest is no longer a decision to make (which we know often results in doing nothing).
The best thing about PCA: it changes how you feel about a sell-off … from unpredictability to OPPORTUNITY. Because that same pound now buys good shares cheaper.
7. Top-tier investors ignore the noise
Financial noise (‘news’) and commentary is designed for eyeballs and clicks. Not to educate us.
What actually drives share prices over time is company earnings. A share price is simply a company’s future earnings, expressed as a present value.
The Opportunity: With technology and Ai, I believe the next 10 years will be a golden era of returns in global stocks (if done properly).
Top-tier investors (incl our community) are positioning their portfolios accordingly. Importantly, that’s not all-into the US or the S&P500 index.
How we do this together ..
All of this setup work is exactly what we do together in the first part of the Investment Accelerator.
We initially help build your foundations, then your Core, then Options – together, over 6 weeks.
Our grads finish up with a complete portfolio that’s set up and working properly, cross-checked by a 1-1 coach.
The next cohort starts 15th September. Places are already going.
Join now and you have immediate access to your first private 1-1 meeting for setup and/or to review your existing portfolio.
Manish Kataria, is a former JP Morgan fund manager with over 2 decades managing institutional money across funds, ETFs, stocks, options and bonds.
He now runs InvestLikeAPro, a UK investment education business teaching private investors to build and run their own portfolios to professional standards, using Index Funds, ETFs, Options for income, Stocks, Pensions and ISAs.
Thousands of investors have used his Investment Accelerator to create diversified portfolios for growth and recurring income. Without high fees.
Time in the Markets always beats timing the markets
Stay Diversified
Minimise those leakages: Fees, Inflation, and Taxes
Financial Markets are a great source of recurring income
ETFs, Balanced Funds and Options achieve all the above
Being educated helps you outperform 99% of the population
… to ensure your investments work for YOUR financial freedom (not someone else’s)
And …
For more guidance, our Investment Accelerator will help you implement all of this in a step-by-step way.
Thousands of people have learnt how to diversify and pound-cost-average into low-cost, set-and-forget ETFs & Funds for inflation-beating growth. And Options to create recurring income.
– Don’t take the above as advice as it may not apply to you personally
– Your Capital is at Risk
– You may not be covered by the FSCS
– Anything mentioned in a podcast or in a previous article was valid at that time and may not continue to be now
Stockmarket Investment Accelerator … Step-by-Step Training to Diversify your Wealth and Create Passive Compounding in the Markets (click image below for details …)
About Me
Manish Kataria is a Fund Manager. A CFA-qualified professional with 18 years’ experience in investment management and UK property. He has managed investment portfolios for JPMorgan and other blue chip investment houses. Asset classes managed include Equities, ETFs, Bonds, Funds and Options. Within property, he invests in and owns a range of assets including developments, HMOs, BTLs and serviced accommodation. InvestLikeAPro was set up so anyone can invest like a pro.
See what’s included: 
