Stop Leaking Your Wealth

A true wealth builder knows that growing a portfolio is half the job.  Holding onto your wealth is just as important.

We do that by stopping 3 common portfolio leaks, or FITs: Fees, Inflation, Taxes.

Just like Pete stopped a £180k leak from his portfolio – his story is below.

All portfolios have leaks.  But most people have no idea how badly they (silently) drain your wealth.  Nor do they realise how easy it is to fix the 3 leaks.

Today I’ll focus on Fees.

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Uncovering High and Hidden Fees

Is your money managed within:

• Work Pensions
• IFA or Wealth-Managed funds
• Actively managed funds (ie not index funds or ETFs)

If so, you’re probably paying high fees across multiple layers, which won’t be clearly disclosed.

The problem is that fees compound against you every year.

A small % can become a big problem over time.

A real example ..

Pete, a mentee, had £150,000 invested with a wealth manager.

He was told his advisory fee was 0.75% pa.  But we uncovered further fee layers, totalling 1.6% pa.  That was more than double what Pete thought he was paying.

1.6% may not sound excessive.  Until we see the impact …

How 1.6% impacts Pete’s retirement plans … 

Pete planned to retire in 20 years.  By then, his £150k should grow to £549k (8% pa growth rate expected).

However, fees of 1.6% pa meant he’d only keep £369k.  1.6% pa in fees equates to giving away £180k ..

That £180k was a major part of Pete’s retirement needs.

He had no idea about the extent of these fees until we uncovered them for him.

But it’s never too late and fortunately, Pete realised a much better way to invest in the same way – without giving away £180k.

Overpaying for underperformance?

Even worse: Research consistently shows that 80%+ of professional fund managers fail to beat the market.

Yet many investors still pay higher fees for underperformance.

Get your Portfolio Independently Reviewed

Evaluating your managed funds isn’t easy. Information is often hidden or spread across different layers.

To help you with this, we now provide a Portfolio Review service.

You’ll get an independent 1-1 personalised review of your work pension or managed portfolio.

With that you’ll get a plain-English one-page report which provides full clarity on:

1. The fees you’re actually paying (all-in)
2. How those funds are performing
3. Whether you’re getting value for money

This is an independent review. Call it a second opinion. 

Giving you clarity without jargon.

The cost is £249.

For many people (like Pete) this small investment will uncover huge fee savings to make a massive difference to your wealth.

 Get your Portfolio Reviewed

Remember, you’re leaking fees on a daily basis.  Get full clarity now with our independent review.

The sooner you stop the leak the more you’ll keep for your financial future – instead of someone else’s.

Start Your Review Now

Enjoy the rest of the weekend and Happy Mother’s Day to all the mums in the UK!
For a brief chat with me about our Options and investment training, book a call with me here

Ps

NOBODY will care about your money like YOU will …

The Investment Accelerator has transformed how thousands of people now invest. Creating diversified passive portfolios for Growth and Recurring Income.

• Time in the Markets always beats timing the markets
• Stay Diversified 
• Minimise those leakages:  Fees, Inflation, and Taxes
• Financial Markets are a great source of recurring income  
• ETFs, Balanced Funds and Options achieve all the above
• Being educated helps you outperform 99% of the population

… to ensure your investments work for YOUR financial freedom (not someone else’s)     

And … 

For more guidance, our Investment Academy will help you implement all of this in a step-by-step way.   

Thousands of people have learnt how to diversify and pound-cost-average into low-cost, set-and-forget ETFs & Funds for inflation-beating growth.  And Options to create recurring income.

Click here to learn about our Investment Academy

Finally …

– Don’t take the above as advice as it may not apply to you personally

– Your Capital is at Risk

– You may not be covered by the FSCS

– Anything mentioned in a podcast or in a previous article was valid at that time and may not continue to be now