Welcome to the Invest Like a Pro podcast, where we teach you how to build inflation-beating wealth with a simple, set-and-forget approach to stocks and options. The goal: long-term growth for your future, plus recurring monthly income today.
Most investors think of options as risky or speculative. The truth? Options were invented to reduce risk, not increase it. They can actually be much safer than stocks — and they can generate a steady monthly income.
In this article, I’ll show you how professional investors use options to control risk, boost returns, and create consistent income streams.
Why Options Are Safer Than Stocks
When you buy a stock, your outcome is binary:
-
If it rises 5%, you make 5%.
-
If it falls 5%, you lose 5%.
With options, however, you can build in a margin of safety. Even if the price dips, you’re protected — and you still collect income.
This is why professional fund managers, including during my time at JP Morgan, use options as a core strategy. They provide both downside protection and reliable income — a combination most investors don’t realize is possible.
The Two Types of Options You Need to Know
There are two main types of options: puts and calls. But here’s the trick: rather than buying them, we sell them. That’s how we generate income.
-
Selling Put Options: Lets you choose the price at which you’re willing to buy a stock or ETF you already like. You get paid while you wait. The worst-case scenario? You buy the stock you wanted anyway, but at a discount.
-
Selling Call Options: Lets you “rent out” shares you already own for income. The worst-case scenario? You sell those shares at a profit.
It’s not gambling — it’s a professional-grade, risk-controlled way to earn.
It’s something you can learn, just like one of my clients, a surgeon did to make an additional £7k monthly with options.
Example 1: Safer Entry Into Microsoft
Microsoft is one of the highest-quality companies in the world — in fact, it has a higher credit rating than the U.S. government. But even strong stocks fluctuate.
If you buy Microsoft shares directly at today’s price and it dips 5%, you lose 5%.
With a put option strategy, you choose a lower strike price — say 5% below today’s level. You’ll only buy if it dips, and you’ll get paid 1–3% per month while you wait. That’s 12–36% per year in income — with a built-in safety margin.
The “worst” outcome? You end up buying Microsoft at a price you were happy with anyway.
Example 2: Turning Gold Into an Income Asset
Gold is a great hedge and store of value, but it doesn’t produce dividends or cash flow. If gold trades sideways, you make nothing.
By selling call options on gold ETFs, you effectively “rent out” your holdings. You get paid monthly income whether gold moves or not.
-
If gold stays flat: You keep your gold and the income.
-
If gold rises above your strike price: You sell at a profit and still keep the income.
The only risks? Normal price moves (which you already accept as a gold investor) and missing out on some upside if gold skyrockets — but for many, the steady income more than offsets that.
The Real Risk of Options (and Why It’s Misunderstood)
Options only become risky when used for speculation or leverage. That’s not what we teach.
Our approach uses:
-
Built-in safety margins
-
Probabilities tilted in your favor
-
Steady income of 1–3% per month
This isn’t gambling — it’s a disciplined, professional strategy that makes investing safer, more predictable, and more rewarding.
Final Thoughts
If you’re looking for a safer, more passive way to invest while earning regular income, options may be the strategy you’ve been missing.
Stocks alone = growth with volatility
Options = growth, safety margin, and income
Thousands of regular investors are already using this method to generate £500, £1,000, or even £7,000 a month in consistent income.
Ready to learn the step-by-step system? Download our free explainer and see how you can start investing the right way — with safety, predictability, and monthly income built in.
